EXTENSION OF AGRICULTURE CREDIT AND PERFORMANCE OF RURAL COOPERATIVE BANKS IN INDIA
Abstract
The cooperative movement in the country, originated as a measure against ruralpoverty, agrarian disturbances in 1875 in the Deccan against moneylenders led to the
enactment of Taccavi legislation in 1892. Rural credit cooperatives in India were
originally envisaged as a mechanism for pooling the resources of people with small
means and providing them access to cheap and cost-effective financial services.
Democratic in features, the movement was also an effective instrument for development
of degraded waste lands, increasing productivity, providing food security, generating
employment opportunities in rural areas and ensuring social and economic justice to the
poor and vulnerable. In light of this, the cooperatives occupy an important position in the
Indian financial system.
References
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Muhammad Iqbal, Munir Ahmad, and
Kalbe Abbas, “The Impact of
Institutional Credit on Agricultural
Production in Pakistan”, The Pakistan
Development Review42: 4 Part II
(Winter 2003) pp. 469–485
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