RISK MANAGEMENT IN SBI AND ICICI BANKS.

Authors

  • MRS. Cshobha Rani (Research Scholar, OsmaniaUniversity, Hyderabad, Telangana, India)

Keywords:

Abstract

This paper investigates the important elements of risk managements in SBI and ICICI Bank. The Bank is exposed to various risks that are an integralpart of any banking business. The major risks are 1) creditrisk, 2) market risk, 3) liquidity risk and 4) operational risk (including IT risk). The Bank has policies and proceduresin place to measure, assess, monitor and manage theserisks systematically across all its portfolios. The State Bank of India (SBI) is one of the leading banks of public sector in India. Industrial Credit and Investment Corporation of India (ICICI) Bank is second largest and leading bank of private sector in India. The purpose of the study is to examine the risk management of SBI and ICICI Bank, public sector and private sector respectively. Risk management becomes more effective when it is applied regularly across the banking sector with policies and procedures. This study discusses risk management and its importance to the primary operation of banks.

 

References

Crouhy, Gala, Marick ‘The Essentials of Risk Management’ (Mc.Grah Hill 2006) pp 387-397

Das, A. (1999), 'Profitability of Public Sector Banks: A Decomposition Model', Occasional Papers 20, Reserve Bank of India, Mumbai.

Vashisht, A. K. (1987), Performance Appraisal of Commercial Banks in India, A Ph.D. Thesis

submitted to the Department of Commerce and Business Management, HPU, Shimla

Published

2017-03-31

Issue

Vol. 6 No. 4 (2017): MARCH 2017

Section

Articles

License

Copyright Notice

Submission of an article implies that the work described has not been published previously (except in the form of an abstract or as part of a published lecture or academic thesis), that it is not under consideration for publication elsewhere, that its publication is approved by all authors and tacitly or explicitly by the responsible authorities where the work was carried out, and that, if accepted, will not be published elsewhere in the same form, in English or in any other language, without the written consent of the Publisher. The Editors reserve the right to edit or otherwise alter all contributions, but authors will receive proofs for approval before publication.

Copyrights for articles published in World Scholars journals are retained by the authors, with first publication rights granted to the journal. The journal/publisher is not responsible for subsequent uses of the work. It is the author's responsibility to bring an infringement action if so desired by the author.